Disclaimer: Logos Missions Christian Mutual Med-Aid (hereinafter "CMM") is a Christian health care sharing ministry, facilitating the sharing of medical expenses of its members. CMM is a not-for-profit organization established in 1996 and federally recognized as a 501(c)(3). CMM is NOT an insurance company. The plan of CMM operation or any other CMM document must not be considered an insurance policy. All assistance from CMM for your medical bills is coming from the totally voluntary participation of CMM members. Membership or being a member of CMM is a missionary concept and signifies participation in and support of a health care sharing ministry. Regardless of medical expenses sharing and operation of CMM, the member is personally liable for payment of their medical bills.