Gold Level.

“You're currently healthy and rarely need medical care, but want to be prepared for unexpected treatment costs, hospitalizations, or surgeries in case of illness or accident? Take a look at the Gold Level.”

Monthly Gift

1 unit: $150
2 units: $290
3 units: $430

Maximum medical expense sharing limits

Up to $150,000 per illness

Personal Responsibility

$500 / Incident / Person

*Incident is a medical treatment received for a specific illness without a 3-month gap. Personal Responsibility will reset if there is a 3-month gap between treatments, even for the same illness.

Waiting period

First 3 month of membership
Maximum of $15,000 per illness for hospitalization and/or surgery due to accident or acute illness

Eligible Medical Bills

Eligible Medical Bills
Hospitalization and Surgery
Emergency Room Visits
Doctor visits, diagnostic tests, and treatments
Prescription medications (6 months)

Levels
Gold Plus
Gold
Silver
Bronze
1 unit
$195
$150
$90
$45
2 units
$365
$290
$180
$90
3 units
$485
$430
$270
$135
Surgery and Hospitalization
O
O
O
O
Doctor's Office Visits
O
O
X
X
Diagnostic tests
O
O
X
X
Treatment
O
O
X
X
Prescription Medications (6 months)
O
O
X
X
Emergency room visits
O
O
X
X
Maternity (Both parents join)
O
X
X
X
Annual check up
O
X
X
X
Immunizations
O
X
X
X
Personal Responsibility
$500/year
$500/each
$1,000/event
$5,000/event
  • 1 unit = 1 person
  • 2 units = (① married couple or ② single parent + dependent children under 26)
  • 3 units = married couple + dependent children under 26