Silver level.

"Do you want peace of mind for major medical expenses like hospitalizations and surgeries in case of unexpected illness or accidents?
Even if you're comfortable paying for outpatient care yourself, do you want protection from high hospital and surgery bills with a low monthly fee and low out-of-pocket expenses? If so, take a look at the Silver Level."

Monthly Gift

1 unit: $90
2 units: $180
3 units: $270

Maximum medical expense sharing limits

Up to $150,000 per illness

Personal Responsibility

$1,000 / Incident / Person

*Incident is a medical treatment received for a specific illness without a 3-month gap. Personal Responsibility will reset if there is a 3-month gap between treatments, even for the same illness.

Waiting period

First 3 month of membership
Maximum of $15,000 per illness for hospitalization and/or surgery due to a accident or acute illness

Eligible Medical Bills

Hospitalization and surgery

Levels
Gold Plus
Gold
Silver
Bronze
1 unit
$195
$150
$90
$45
2 units
$365
$290
$180
$90
3 units
$485
$430
$270
$135
Surgery and Hospitalization
O
O
O
O
Doctor's Office Visits
O
O
X
X
Diagnostic tests
O
O
X
X
Treatment
O
O
X
X
Prescription Medications (6 months)
O
O
X
X
Emergency room visits
O
O
X
X
Maternity (Both parents join)
O
X
X
X
Annual check up
O
X
X
X
Immunizations
O
X
X
X
Personal Responsibility
$500/year
$500/each
$1,000/event
$5,000/event
  • 1 unit = 1 person
  • 2 units = (① married couple or ② single parent + dependent children under 26)
  • 3 units = married couple + dependent children under 26