Special Notice: Changes to Monthly Gifts and CMM-Sympathy Share Effective
To all members of the CMM Christian Medical Mutual Aid Society, We extend our deepest gratitude for your support and participation in the ministry of the CMM Christian Medical Mutual Aid Society (hereinafter “CMM”). To ensure the continuous and stable operation of our medical expense sharing ministry, we are informing you of the following changes to the Monthly Gift (membership dues) and CMM-Sympathy Share.
These changes will take effect on October 1, 2023.
1. Change to the Monthly Gift (Membership Fee): Due to inflation and rising medical costs over the past 20 years, the membership fee will increase.
After the change | After the change | After the change | After the change |
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$195 | $150 | $90 | $45 |
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$365 | $290 | $180 | $90 |
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$485 | $430 | $270 | $135 |
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• Members who pay by check will be charged the increased amount starting with the October membership fee, and
• For members paying by bank or credit card, the increased amount will be automatically deducted from your designated account. Please refer to the table below for the updated membership fees.
2. CMM Guidelines VI. Revision of CMM-Sympathy Share (Condolence Payment upon Death) Amid recent efforts by state governments to strengthen oversight of “medical outreach” organizations, some states have raised concerns that CMM-Sympathy Share is similar to life insurance.
To address the issues raised and to ensure that sharing aligns with the purpose of our ministry, CMM-Sympathy Share will be modified as follows:
The death benefit (CMM-Sympathy Share) is a ministry designed to express condolences to bereaved families, and there are no additional costs. If a member received financial assistance from CMM for medical expenses directly related to the cause of death, or if there are eligible medical expenses, and the member maintained continuous membership for at least two years prior to death, $4,000 will be provided regardless of the member’s level; if membership lasted less than two years, $500 will be provided.
To apply for the death benefit, please submit a death certificate and/or documentation verifying the person authorized to inherit. However, the death benefit will not be provided if the direct cause of death—even if medical expenses related to that cause are still pending—violates the requirements for CMM membership, such as suicide, alcohol consumption, smoking, or the use of narcotics and illegal drugs. (Effective October 1, 2023, based on the date of death).
For detailed inquiries regarding these changes, please contact the “Member Services Department.” We appreciate your understanding and cooperation, and we will continue to do our best to provide better service. Thank you.
Member Services Department Phone: 773-777-8889 (Ext. 5001) Email: info@cmmlogos.org
